Gift Funds for a Down Payment in Arizona: 2026 Rules

Published on: 07/31/2026

Gift funds for a down payment in Arizona 2026: who can give, the gift letter, how to document the transfer, and the $19,000 IRS annual exclusion. Fannie Mae allows the full down payment as a gift on a one unit home. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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